River Bank participates in various government programs which make funds available to meet identified credit needs. Some of those programs include:

SBA Insured Business Loans

An important part of our commercial lending program is the commitment to small, local businesses. Our expertise with Small Business Administration loan programs can secure the loan you need at an attractive rate.

  • SBA 7(a) Program
  • SBA Express Programs
  • SBA 504 Loans
WHEDA Small Business Guarantee

The WHEDA Small Business Guarantee is an inexpensive financing option designed with your business in mind.  It’s fast, easy to use, and gives you the comfort of working with River Bank.

USDA - Farm Service Agency (FSA)

FSA offers guaranteed farm ownership and operating loans to family-size farmers and ranchers who cannot obtain commercial credit from a bank.