River Bank offers a variety of checking accounts to meet the financial goals of every customer.

EASY CHECKING:

Features of our Easy Checking Account include:

  • Unlimited check writing
  • No monthly service charges
  • No minimum balance requirements
  • Debit Card ($5.00 annual fee)
  • Monthly E-Statements available
  • Check images available online
  • Free 24 Hour Telephone Banking
  • Free Online Banking
50+ CHECKING:

Features of our 50+ Account include:

  • For individuals age 50 and older
  • Unlimited check writing
  • $100 minimum deposit to open
  • $7.00 monthly service charge waived with $100 minimum daily balance
  • $100 minimum average daily balance to earn interest
  • Interest is compounded and credited monthly
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks)
  • Free printed checks
  • Free Cashier’s Checks, Money Orders and Travelers Checks
  • No annual fee Debit Card
  • Monthly E-Statements available 
  • Check images returned with statement and available online
  • Free 24 Hour Telephone Banking
  • Free Online Banking
NOW ACCOUNT:

Features of our NOW Account include:

  •  $500 minimum deposit to open
  •  $500 minimum daily balance to avoid service charge. A service charge of $3.00 plus $0.10 per debit will be imposed every month if the daily balance in the account falls below $500 any day of the month.
  •  $500 minimum average daily balance to earn interest
  •  Interest is compounded and credited monthly
  •  Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks)
  •  Debit Card ($5.00 annual fee)
  •  Monthly E-Statements available
  •  Check images returned with statement and available online
  •  Free 24 Hour Telephone Banking
  •  Free Online Banking

See additional account disclosures, deposit account rules, deposit account rate sheets and schedule of fees and charges available at all River Bank locations.

DIRECT DEPOSIT

Direct deposit is a safe, convenient way to bank. When you sign up for direct deposit, your social security, payroll, or other recurring checks are automatically sent to your checking or savings account at River Bank. No more trips to the bank to make deposits. No more fear about lost or stolen checks. No more worries about getting your check into the bank on time if you are sick, on vacation, or away from home for any reason. Just peace of mind knowing your money is always there when you need it. Check with your employer to see if direct deposit is available through your company, or contact us to arrange direct deposit of your government or other regular payments.