Effective 1/1/2018   Effective 7/1/2019  
Acct Research/ Reconciliation (min 1 hour) $20.00 per hour *Acct Research/  Reconciliation (min 1 hr) $25.00 per hour 
Cashier’s Checks $3.00 Cashier Checks-waived on 50+ accounts $3.00
Certified Check $15.00 Certified Check $15.00
Check Copy $1.00 Check Copy $1.00
Collection item $10.00 Collection Item $10.00
Copies $0.20 *Copies No Charge
Debit Card Annual Fee $5.00 *Debit Card Annual Fee No Charge
Debit Card Express Delivery $55.00 *Debit Card Express Delivery $20.00
Debit Card Replacement Fee $5.00 Debit Card Replacement $5.00
Debit Card Pin Reminder $2.00  
0.00
Debit Card Foreign Currency Conversion Fee 1.00% Debit Card Foreign Currency Conversion Fee 1.00%
Deposit Item Return $10.00 Deposit Item Return $10.00
    E-Statements No Charge
Fax Fee $5.00 *FAX Fee No Charge
Foreign Collection Item $10.00 plus collection cost Foreign Collection Item $10.00 plus collection cost
Foreign Currency/Order/Exchange $15—$30.00 Foreign Currency  Order/Exchange $15.00 two day service; $30.00 overnight    
Garnishment and Levies $25.00 *Garnishment & Levies $75.00
Money Order $2.00 Money Orders-waived on 50+ accounts  $2.00
Overdraft - Continuous OD (After 2 business days) $1.00 per day *Overdraft - Continuous OD (After 2 Business Days) $2.00 per day
Overdraft Paid Item $20.00 per item; $100.00 daily cap *Overdraft Paid Item $30.00 per item; $150.00 daily maximum
Return Item $20.00 per item; $100.00 daily cap *Return Item  $30.00 per item; $150.00 daily maximum
    *Paper Statement Fee-    waived on 50+ accounts, minors, non-profits, municipalities. Also, business deposit accounts with average minimum  balance over $50,000. $2.00 per month
Statement/history copy $5.00 Statement Copy $5.00
    POP Money  $0.55 per transaction
    *Returned Mail/Bad Address $5.00
Stop Payment $20.00 per item or range of consecutive items *Stop Payment $30.00 per item or range of consecutive items
Traveler’s Checks No Longer Available Traveler's Checks No Longer Available
Wire Transfer (International) $40.00 *Wire Transfer- International $50.00
Wire Transfer (Incoming) $10.00 Wire Transfer- Incoming $10.00
Wire Transfer (Outgoing) $15.00 *Wire Transfer - Outgoing $20.00
Safe Deposit Boxes Varies by size *Safe Deposit Boxes   
    *3x5x21 $20.00
    *2x5x21 $20.00
    *3x5x14 $20.00
    *5x5x14 $20.00
    *5x5x21 $35.00
    *3x10x21 $35.00
    *5x10x21 $45.00
    *10x10x21 $55.00
Safe Deposit Key Replacement Varies *Key Replacement/Lost Key $20.00
Safe Deposit Lock Drilling Varies Lock Drilling/Replacement Lock Varies
    *New or Revised Fee
    Revised fee on existing Safe Deposit Boxes effective on 2/15/2020