FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Business CheckingAs a locally owned community bank, we realize the importance of assisting businesses in our area to grow and prosper. River Bank offers business checking accounts designed to help you manage your day-to-day transactions in the most cost-effective way. |
A Variety of Accounts to Suit Your Business
Stop in or give one of our bankers a call to see which checking account will best meet your needs.
|
|
Account Features |
SMART Business Checking | Business Checking | Business NOW Checking |
|---|---|---|---|
Minimum Deposit to Open |
$100 |
$100 |
$500 |
Minimum Daily Balance to Avoid Service Charge |
N/A |
N/A |
$500 |
Interest Earned |
No |
No |
Yes |
Online Banking & Mobile Banking |
Free |
Free | Free |
*See additional account disclosures, deposit account rate sheet and schedule of fees and charges.
SMART Business Checking
This account is great for small businesses, clubs and non-profit organizations.
Account features:
- $100 minimum deposit to open
- No minimum daily balance required
- $0.25 per transaction item over 250
- Transaction items include - checks, deposit tickets, deposited items, transfers and all other debits and credits
- eStatements required
- Free Online Banking, Mobile Banking & 24 Hour Telephone Banking
Business Checking
Account features
- $100 minimum deposit to open
- No minimum daily balance required
- Service charges per statement cycle
- $5.00 monthly service charge
- $0.15 per debit item
- $0.05 per deposit item over 200
- Credit earned per statement cycle
- $1.00 for every $1,000 average daily available balance
- Free Online Banking, Mobile Banking & 24 Hour Telephone Banking
Business NOW Checking
Business NOW accounts are available to sole proprietorships and non-profit organizations.
Account features
- $500 minimum deposit to open
- $500 minimum average daily balance to earn interest
- $500 minimum daily balance to avoid service charge
- Service charges if below minimum daily balance
- $3.00 monthly service charge
- $0.10 per debit item
- Free Online Banking, Mobile Banking & 24 Hour Telephone Banking