A Variety of Accounts to Suit Your Lifestyle
Compare Accounts
| Account Features |
Easy Checking |
50+ Checking |
Rewards Checking |
Student Checking |
|
Minimum Deposit to Open
|
$25
|
$100
|
$50
|
$25 |
|
Minimum Daily Balance to Avoid Service Charge
|
$0 |
$100 |
$0 |
$0 |
|
Interest Earned
|
No |
Yes |
Yes |
No |
|
Online Banking and Mobile Banking
|
Free |
Free |
Free |
Free |
|
Mobile Deposit
|
Free |
Free |
Free |
Free |
Easy Checking
- No minimum balance
- No monthly fees
- $25.00 minimum deposit to open
- Free Online Banking, Mobile Banking, Mobile Check Deposit, Telephone Banking, Bill Pay
50+ Checking
This interest bearing account offers great features and versatility for individuals 50 years and better. This account includes the following:
- $100.00 minimum deposit to open
- $7.00 monthly maintenance fee - Fee waived with $100.00 minimum daily balance
Special features:
- Free Checks
- Free paper statements
- Free cashier's checks and money orders
- Free safe deposit box rental for one year - subject to size availability
- Free Online Banking, Mobile Banking, Mobile Check Deposit, Telephone Banking, E-Statements, Bill Pay
Rewards Checking
A great account with a super rate! This account is perfect for individuals who like the convenience of a debit card and direct deposit.
- $50.00 Minimum deposit to open
Qualifications:
Rewards Checking offers a premium rate of interest when the following three (3) Qualifications are met each statement cycle**
- 20 or more debit card purchases posted to your account
- Receive at least one Direct deposit posted to your account
- Receive E-Statements
Special Features:
- No minimum balance
- No monthly service charges
- Refund of up to $20.00 in foreign ATM transaction fees per statement cycle, when qualifications are met***
Rewards Checking Rates
Rewards Checking - Qualifications ARE Met
Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| Tier 1: $0 – $10,000.00 |
$50.00 |
$0.00 |
3.00% |
3.04% |
| Tier 2: $10,000.01 and up |
$50.00 |
$0.00 |
0.10% |
0.10% |
Rewards Checking - Qualifications NOT Met
Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| Tier 3: $0 and up |
$50.00 |
$0.00 |
0.10% |
0.10% |
Student Checking
This is a convenient account for those enrolled in high school or higher education. There is no age limit, so adult learners also qualify!
Special Features:
- No minimum balance
- Up to $200.00 match with our SAVE THE CHANGE program.
- *To find out more, click on the link or refer to the Additional Services tab on the home page.
Direct Deposit
Direct deposit is a safe, convenient way to bank. When you sign up for direct deposit, your social security, payroll, or other recurring checks are automatically sent to your checking or savings account at River Bank. No more trips to the bank to make deposits. No more fear about lost or stolen checks. No more worries about getting your check into the bank on time if you are sick, on vacation, or away from home for any reason. Just peace of mind knowing your money is always there when you need it. Check with your employer to see if direct deposit is available through your company, or contact us to arrange direct deposit of your government or other regular payments.
