Dear River Bank customers, the De Soto branch will be CLOSED Wednesday, August 5th for maintenance and will re-open Wednesday, August 19th.

If you need immediate assistance or banking services, our Ferryville branch will be temporarily open: Mon-Fri 8:30am-4pm and Sat 8am-Noon.

Federal Deposit Insurance Corporation

Health Savings Accounts

Give yourself peace of mind and flexibility with your healthcare finances.

Health Savings Account

Our Health Savings Account is available to assist with the expected and unexpected costs of healthcare. 

  • $100 Minimum deposit to open
  • $5.00 monthly service charge - waived with $100 minimum daily balance

Special Features

  • Free Checks
  • Free Online Banking, Mobile Banking, Mobile Check Deposit, Telephone Banking, Bill Pay

Interest rates are tiered, with greater interest rates paid for higher balance levels. 

  • Tier 1 - Average daily balance of $500.00 - $1,500.00
  • Tier 2 - Average daily balance of $1,500.01 - $5,000.00
  • Tier 3 - Average daily balance of $5,000.01 and up

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