CD Specials
Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 182 Day CD & IRAa,c |
$1,000.00 |
$1,000.00 |
4.18% |
4.25% |
| 12 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
4.09% |
4.15% |
Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)
Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 91 Day CD & IRAa,c |
$1,000.00 |
$1,000.00 |
2.00% |
2.02% |
| 182 Day CD & IRAa,c |
$1,000.00 |
$1,000.00 |
2.50% |
2.52% |
| 12 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.00% |
3.03% |
| 15 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.00% |
3.03% |
| 18 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.00% |
3.03% |
| 21 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.00% |
3.03% |
| 24 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.00% |
3.03% |
| 30 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.00% |
3.03% |
| 36 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.25% |
3.29% |
| 48 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.25% |
3.29% |
| 60 Month CD & IRAa,c |
$1,000.00 |
$1,000.00 |
3.25% |
3.29% |
Checking & Savings Accounts
Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 50+ Checking Accountb,d |
$100.00 |
$100.00 |
0.10% |
0.10% |
| Savings Accountb,c |
$100.00 |
$0.00 |
0.10% |
0.10% |
| Rewards Checking Up to $10,000.00b,e,f |
$50.00 |
$0.00 |
3.00% |
3.04% |
| Rewards Checking $10,000.01 and Upb,e |
$500.00 |
$500.00 |
0.10% |
0.10% |
| Business NOW Checkingb,d |
$500.00 |
$500.00 |
0.10% |
0.10% |
Money Market Accountb
Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| $1,500.00 – $25,000.00d |
$1,500.00 |
$1,500.00 |
1.25% |
1.26% |
| $25,000.01 – $100,000.00d |
$1,500.00 |
$1,500.00 |
1.50% |
1.51% |
| $100,000.01 and Upd |
$1,500.00 |
$1,500.00 |
2.00% |
2.02% |
Health Savings Accountb
Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| $500.00 – $1,500.00d |
$100.00 |
$500.00 |
0.15% |
0.15% |
| $1,500.01 – $5,000.00d |
$100.00 |
$500.00 |
0.20% |
0.20% |
| $5,000.01 and upd |
$100.00 |
$500.00 |
0.25% |
0.25% |
a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
e) Interest rates are tiered based on account qualifications.
Account Qualifications are met:
Tier 1 - Average daily balance up to $10,000.00 will earn our current Premium Rate.
Tier 2 - Average daily balance of $10,000.01 and up will earn our current Standard Rate.
Account Qualifications not met:
Tier 2 - Average daily balance will earn our current Standard Rate.
f) NEED TEXT FOR INTEREST RATES WITH RANGES
Fees could reduce the earnings on the account.
For current rate information call 800-398-7901.
