Deposit Rates
CD Specials
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|---|
|
182 Day
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
4.43%
|
4.50%
|
|
12 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
4.28%
|
4.35%
|
Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|---|
|
91 Day
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
2.00%
|
2.02%
|
|
182 Day
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
2.50%
|
2.52%
|
|
12 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.00%
|
3.03%
|
|
15 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.00%
|
3.03%
|
|
18 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.00%
|
3.03%
|
|
21 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.00%
|
3.03%
|
|
24 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.00%
|
3.03%
|
|
30 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.00%
|
3.03%
|
|
36 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.25%
|
3.29%
|
|
48 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.25%
|
3.29%
|
|
60 Month
CD & IRA a
|
$ 1,000.00
|
$ 1,000.00 c
|
3.25%
|
3.29%
|
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|---|
Checking & Savings Accounts
|
50+ Checking Account b
|
$ 100.00 |
$ 100.00 d |
0.10% |
0.10% |
|
Savings Account b
|
$ 100.00 |
$ 0.00 c |
0.10% |
0.10%
|
|
Rewards Checking b
Up to $10,000.00
|
$50.00 |
$0.00 e |
3.00% to 0.10% |
3.04% to 0.10%
|
|
Rewards Checking b
$10,000.01 and Up
|
$50.00 |
$0.00 e |
0.10% |
0.10%
|
|
Business NOW Checking b
|
$500.00 |
$500.00 d |
0.10% |
0.10%
|
|
Average Daily Balances of
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|---|
Money Market Account b
|
$1,500.00-25,000.00
|
$ 1,500.00
|
$ 1,500.00 d
|
1.25%
|
1.26%
|
|
$25,000.01-100,000.00
|
$ 1,500.00
|
$ 1,500.00 d
|
1.50%
|
1.51%
|
|
$100,000.01 and up
|
$ 1,500.00
|
$ 1,500.00 d
|
2.00%
|
2.02%
|
|
Average Daily Balances of
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|---|
Health Savings Account b
|
$500.00-1,500.00
|
$ 100.00
|
$ 500.00 d
|
0.15%
|
0.15%
|
|
$1,500.01-5,000.00
|
$ 100.00
|
$ 500.00 d
|
0.20%
|
0.20%
|
|
$5,000.01 and up
|
$ 100.00
|
$ 500.00 d
|
0.25%
|
0.25%
|
a)A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
e) Interest rates are tiered based on account qualifications.
Account Qualifications are met:
Tier 1 - Average daily balance up to $10,000.00 will earn our current Premium Rate.
Tier 2 - Average daily balance of $10,000.01 and up will earn our current Standard Rate.
Account Qualifications not met:
Tier 2 - Average daily balance will earn our current Standard Rate.
Fees could reduce the earnings on the account.
For current rate information call 800-398-7901.
|
FDIC-Insured - Backed by the full faith and credit of the U.S. Government