Personal Savings

Save up for Something Special

•  Savings Account
• Christmas Club
• Money Market

Stop in to see one of our bankers to set up your savings account.

Compare Accounts

See additional account disclosures, deposit account rules, deposit account Rate Sheet and Schedule of Fees and Charges. 
*$2.00 paper statement fee (does not apply to savings accounts held by minors).

Savings Account

A personal Savings Account is a great way to meet your financial goals. The convenience, flexibility, and liquidity of our savings accounts offer security for life-long saving regardless of the goal

• $100 minimum deposit to open
• $0.50 Monthly service charge - service charge waived with $100 minimum daily balance

Special Features

• Minimum daily balance and opening deposit waived for minors and individuals 50 years and older
• Interest is compounded and credited quarterly
• Free Online Banking, Mobile Banking, Mobile Check Deposit, Telephone Banking, E-Statements, Bill Pay

Limitations: You may make six (6) transfers from your account each four (4) week or similar period, if my pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order, or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawal made in person, by messenger, by mail or at an ATM are unlimited.

Christmas Club

A Christmas Club Savings Account is designed for customers to make deposits of any amount during the months o November through the follow October.

• $20.00 Minimum deposit to open account
• Interest compounded and credited annually
• Make additional deposits anytime in person, transfer into online, or with the mobile app
• Funds disbursed mid-October

Visit any River Bank location to begin your Christmas Club Account. 

Money Market 

Our Tiered Money Market Account at River Bank combines the earning power of a CD-type investment, with the flexibility of a checking account to give you high earning potential and liquidity. 

• $1,500 minimum deposit to open
• $6.50 monthly service charge - waived with a $1,500 minimum daily balance
• $1,500 minimum average daily balance required to earn interest
• Interest is compounded and credited monthly
• Free Online Banking, Mobile Banking, Mobile Check Deposit, Telephone Banking, E-Statements, Bill Pay

Interest rates are tiered, with greater interest rates paid for higher balance levels.

• Tier 1 - Average daily balance of $1,500 - $25,000
• Tier 2 - Average daily balance of $25,000.01 - $100,000
• Tier 3 - Average daily balance of $100,000.01 and up

*Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (checks)