River Bank promotes identity theft prevention education for customers and non-customers. The bank provides an annual shredding service to the community along with informational materials from the Federal Trade Commission. For more information regarding our annual shredding service, please contact River Bank at 608-457-3500.
About Identity Theft
Identity theft occurs when your personal identifying information (name, social security number, or credit card number, etc.) is used by someone without your permission, to commit fraud or other crimes.
Identity theft is serious. Although some identity theft victims can put an end to their problems promptly, others spend a lot of time and money repairing damage to their good name and credit record. In some cases, consumers victimized by identity theft may lose out on job opportunities, or be denied loans because of negative information on their credit reports. In exceptional cases, they may even be arrested for crimes they did not commit.
You can minimize your risk of becoming a victim of identity theft and the potential damage by making it more difficult for identity thieves to access your personal information.
Protect your Social Security number
Stay alert for the signs of identity theft, which include the following:
Accounts you didn't open and debts on your accounts that you can't explain
If you are a victim of identity theft, the following four steps should be taken as soon as possible. A record should be kept with the details of your conversations and copies of all correspondence.
Place a fraud alert on your credit reports and review the reports carefully
Please visit these Identity Theft resources for more information.