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We are aware of reports of scammers posing as River Bank staff to steal personal identifying information. As a reminder River Bank, will never ask for your account details, PINs, or passwords. If you get a suspicious call or text, don’t respond—log in or contact your branch directly.

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Why Rewards Checking Matters More Than Ever

As we head into fall and the holiday season, many Wisconsin families are feeling higher costs—from groceries and gas to travel and gifts. One simple way to stretch your dollars is choosing a checking account that rewards your everyday banking.

At River Bank, our Rewards Checking is built to help your money work harder right here at home.

What you earn with Rewards Checking

  • Premium interest when Qualifications are met – currently 3.00% rate (3.04% Annual Percentage Yield) on balances up to $10,000; amounts above $10,000 earn 0.10%. Rates can change—see our Rates page for the latest.
  • ATM fee refunds — get up to $20 in ATM fee refunds per statement cycle (applies to fees charged to your Rewards Checking).
  • No monthly service fee and no minimum balance.

Why it matters in 2025?

  • Holiday shopping cushion: Earning a strong rate on checking helps offset seasonal spending.
  • Winter bills: As heating costs rise, every bit of extra interest and refunded fees helps your budget.
  • Keep it local: You get rewards and hometown service across our western Wisconsin branches.

How to qualify? (It’s Straightforward)

To earn the premium interest and ATM refunds each cycle, simply meet the monthly qualifiers—for example:

  • 20+ debit card purchases posted
  • At least one direct deposit
  • Enroll in e-Statements (see account page for details).

Getting started is easy

Open or switch to Rewards Checking by visiting any River Bank location—we’ll help you set up direct deposit, e-Statements, and everyday debit use so you can start earning right away.

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